Resources

01 · MONEY

Financial Tools

Free, trustworthy places to run the numbers and
handle the paperwork.

Compound Interest Calculator

See exactly what your money becomes — from investor.gov.

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Health Insurance Marketplace

Find coverage when no employer provides it — healthcare.gov.

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IRS Self-Employed Resources

The official hub for independent workers and small businesses.

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IRS Estimated Quarterly Taxes

How to pay taxes when nobody withholds them for you.

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02 · ADVOCACY

Worker Rights & Advocacy

Organizations fighting for the people who serve,
pour, and hustle.

One Fair Wage

Campaigning to end the subminimum wage for tipped workers.

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ROC United

Restaurant Opportunities Centers — fighting for better wages and workplaces.

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Restaurant Workers Community Foundation

Advocacy, grantmaking, and support for restaurant workers nationwide.

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03 · SUPPORT

Emergency Resources

Real help when the industry gets hard.

Giving Kitchen

Emergency assistance for food service workers in crisis.

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Ben's Friends

Sobriety support community for the food and beverage industry.

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04 · READING

Recommended Reading

Three books that changed how Barbara thinks
about money.

The Richest Man in Babylon

George S. Clason — the timeless classic on paying yourself first.

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The Millionaire Next Door

Stanley & Danko — how wealth is actually built in America.

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Your Money or Your Life

Vicki Robin — the book that started the financial independence movement.

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Keep going

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